Income needed to buy a home
Every county in Ohio
In the middle county, Montgomery County, the typical home takes $74,930 a year. Locals can afford the typical home in 18 of 88 counties.
| County | Typical home | Monthly cost | Income needed | Local median income | For locals |
|---|---|---|---|---|---|
| Meigs County | $115,811 | $906 | $38,833 | $46,873 | Within reach |
| Jefferson County | $127,407 | $1,004 | $43,049 | $59,055 | Within reach |
| Belmont County | $133,163 | $1,058 | $45,355 | $57,017 | Within reach |
| Harrison County | $145,138 | $1,142 | $48,946 | $54,414 | Within reach |
| Jackson County | $147,176 | $1,157 | $49,570 | $57,106 | Within reach |
| Scioto County | $145,722 | $1,167 | $50,028 | $50,609 | Right at the edge |
| Lawrence County | $150,416 | $1,178 | $50,495 | $58,325 | Within reach |
| Monroe County | $155,436 | $1,208 | $51,792 | $60,134 | Within reach |
| Morgan County | $160,271 | $1,247 | $53,426 | $59,351 | Within reach |
| Paulding County | $165,315 | $1,299 | $55,674 | $67,731 | Within reach |
| Columbiana County | $164,281 | $1,300 | $55,731 | $58,180 | Right at the edge |
| Crawford County | $162,316 | $1,303 | $55,841 | $58,044 | Right at the edge |
| Guernsey County | $167,148 | $1,309 | $56,094 | $58,478 | Right at the edge |
| Pike County | $173,844 | $1,350 | $57,870 | $52,736 | Right at the edge |
| Vinton County | $179,368 | $1,370 | $58,728 | $55,336 | Right at the edge |
| Gallia County | $175,571 | $1,383 | $59,285 | $56,830 | Right at the edge |
| Trumbull County | $173,447 | $1,423 | $60,971 | $56,435 | Right at the edge |
| Seneca County | $182,598 | $1,443 | $61,853 | $66,025 | Right at the edge |
| Marion County | $182,752 | $1,445 | $61,944 | $59,371 | Right at the edge |
| Mahoning County | $178,507 | $1,462 | $62,667 | $56,942 | Right at the edge |
| Washington County | $189,202 | $1,486 | $63,678 | $63,603 | Right at the edge |
| Van Wert County | $188,808 | $1,486 | $63,687 | $67,917 | Right at the edge |
| Ashtabula County | $184,989 | $1,486 | $63,707 | $57,728 | Right at the edge |
| Williams County | $185,249 | $1,492 | $63,929 | $61,048 | Right at the edge |
| Adams County | $191,471 | $1,493 | $64,004 | $50,264 | A stretch |
| Defiance County | $188,051 | $1,507 | $64,580 | $73,064 | Within reach |
| Lucas County | $178,150 | $1,512 | $64,787 | $62,224 | Right at the edge |
| Sandusky County | $189,877 | $1,516 | $64,990 | $62,295 | Right at the edge |
| Wyandot County | $194,962 | $1,524 | $65,296 | $69,768 | Right at the edge |
| Coshocton County | $194,297 | $1,524 | $65,330 | $55,577 | A stretch |
| Noble County | $200,042 | $1,529 | $65,526 | $56,098 | A stretch |
| Hardin County | $192,293 | $1,534 | $65,728 | $62,484 | Right at the edge |
| Athens County | $190,208 | $1,536 | $65,830 | $56,001 | A stretch |
| Allen County | $192,619 | $1,540 | $65,984 | $64,038 | Right at the edge |
| Huron County | $201,419 | $1,586 | $67,991 | $67,878 | Right at the edge |
| Highland County | $205,791 | $1,596 | $68,409 | $65,785 | Right at the edge |
| Ross County | $205,238 | $1,625 | $69,647 | $61,303 | A stretch |
| Clark County | $202,118 | $1,630 | $69,873 | $63,132 | Right at the edge |
| Richland County | $201,774 | $1,633 | $69,999 | $59,509 | A stretch |
| Muskingum County | $213,221 | $1,672 | $71,640 | $60,780 | A stretch |
| Carroll County | $215,331 | $1,672 | $71,649 | $64,835 | Right at the edge |
| Darke County | $220,872 | $1,728 | $74,053 | $64,486 | A stretch |
| Henry County | $216,561 | $1,739 | $74,549 | $80,099 | Right at the edge |
| Tuscarawas County | $219,080 | $1,742 | $74,665 | $65,044 | A stretch |
| Montgomery County | $204,593 | $1,748 | $74,930 | $66,139 | A stretch |
| Perry County | $226,235 | $1,772 | $75,940 | $67,460 | A stretch |
| Stark County | $220,399 | $1,794 | $76,893 | $67,934 | A stretch |
| Preble County | $239,156 | $1,894 | $81,191 | $69,223 | A stretch |
| Fulton County | $233,132 | $1,896 | $81,252 | $72,864 | A stretch |
| Hancock County | $241,287 | $1,908 | $81,768 | $73,141 | A stretch |
| Summit County | $229,742 | $1,918 | $82,212 | $71,622 | A stretch |
| Auglaize County | $244,373 | $1,928 | $82,613 | $78,660 | Right at the edge |
| Ashland County | $247,092 | $1,934 | $82,879 | $69,860 | A stretch |
| Fayette County | $245,047 | $1,934 | $82,893 | $63,275 | A stretch |
| Cuyahoga County | $223,555 | $1,941 | $83,184 | $64,468 | A stretch |
| Erie County | $241,354 | $1,947 | $83,463 | $71,993 | A stretch |
| Shelby County | $248,750 | $1,963 | $84,128 | $73,978 | A stretch |
| Clinton County | $256,782 | $2,021 | $86,597 | $70,407 | A stretch |
| Logan County | $256,437 | $2,034 | $87,158 | $71,551 | A stretch |
| Wood County | $247,337 | $2,037 | $87,298 | $74,216 | A stretch |
| Brown County | $263,995 | $2,056 | $88,134 | $71,270 | A stretch |
| Putnam County | $261,694 | $2,061 | $88,328 | $84,928 | Right at the edge |
| Champaign County | $258,581 | $2,068 | $88,635 | $75,556 | A stretch |
| Lake County | $251,852 | $2,105 | $90,232 | $80,925 | A stretch |
| Wayne County | $265,031 | $2,120 | $90,865 | $73,574 | A stretch |
| Miami County | $271,489 | $2,163 | $92,691 | $76,817 | A stretch |
| Lorain County | $263,670 | $2,174 | $93,186 | $73,347 | A stretch |
| Ottawa County | $276,568 | $2,197 | $94,178 | $76,101 | A stretch |
| Mercer County | $278,924 | $2,210 | $94,702 | $76,782 | A stretch |
| Hocking County | $286,890 | $2,226 | $95,419 | $62,960 | Far off |
| Hamilton County | $269,765 | $2,257 | $96,708 | $72,470 | A stretch |
| Morrow County | $286,075 | $2,293 | $98,274 | $75,283 | A stretch |
| Knox County | $290,888 | $2,309 | $98,951 | $73,878 | A stretch |
| Portage County | $284,689 | $2,312 | $99,079 | $75,766 | A stretch |
| Franklin County | $296,381 | $2,484 | $106,451 | $75,176 | A stretch |
| Madison County | $321,099 | $2,545 | $109,078 | $87,045 | A stretch |
| Greene County | $302,422 | $2,550 | $109,268 | $87,309 | A stretch |
| Butler County | $316,725 | $2,558 | $109,617 | $81,590 | A stretch |
| Pickaway County | $330,141 | $2,599 | $111,384 | $74,040 | Far off |
| Clermont County | $328,898 | $2,682 | $114,946 | $85,510 | A stretch |
| Licking County | $341,918 | $2,762 | $118,373 | $84,426 | A stretch |
| Medina County | $350,340 | $2,836 | $121,527 | $94,968 | A stretch |
| Holmes County | $373,939 | $2,933 | $125,720 | $76,140 | Far off |
| Fairfield County | $363,894 | $2,934 | $125,734 | $90,966 | A stretch |
| Geauga County | $392,955 | $3,258 | $139,621 | $107,860 | A stretch |
| Warren County | $408,374 | $3,318 | $142,183 | $110,132 | A stretch |
| Union County | $410,711 | $3,375 | $144,625 | $112,322 | A stretch |
| Delaware County | $515,534 | $4,351 | $186,489 | $133,540 | A stretch |
10% down, 7.40% 30-year fixed, housing at 28% of gross income. How it works.