Income needed to buy a home

Hocking County, OH

$95,419

a year in household income to buy the typical Hocking County home with 10% down.

The monthly math

Typical home value$286,890
Down payment (10%)$28,689
Loan$258,201
Principal and interest (7.40%)$1,788/mo
Property tax (0.79% a year)$188/mo
Homeowners insurance (estimate)$143/mo
Mortgage insurance$108/mo
Total monthly cost$2,226/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Far off

The typical household here earns $62,960 a year, 66% of what it takes.

In Ohio

Hocking County ranks #70 of 88 for the income a home takes, from least to most.

Easiest to afford in Ohio

CountyTypical homeIncome needed
Meigs County$115,811$38,833
Jefferson County$127,407$43,049
Belmont County$133,163$45,355
Harrison County$145,138$48,946
Jackson County$147,176$49,570

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.