Income needed to buy a home

Crawford County, OH

$55,841

a year in household income to buy the typical Crawford County home with 10% down.

The monthly math

Typical home value$162,316
Down payment (10%)$16,232
Loan$146,084
Principal and interest (7.40%)$1,011/mo
Property tax (1.1% a year)$149/mo
Homeowners insurance (estimate)$81/mo
Mortgage insurance$61/mo
Total monthly cost$1,303/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $58,044 a year, 4% more than it takes.

In Ohio

Crawford County ranks #12 of 88 for the income a home takes, from least to most.

Easiest to afford in Ohio

CountyTypical homeIncome needed
Meigs County$115,811$38,833
Jefferson County$127,407$43,049
Belmont County$133,163$45,355
Harrison County$145,138$48,946
Jackson County$147,176$49,570

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.