Income needed to buy a home

Perry County, OH

$75,940

a year in household income to buy the typical Perry County home with 10% down.

The monthly math

Typical home value$226,235
Down payment (10%)$22,624
Loan$203,612
Principal and interest (7.40%)$1,410/mo
Property tax (0.87% a year)$164/mo
Homeowners insurance (estimate)$113/mo
Mortgage insurance$85/mo
Total monthly cost$1,772/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $67,460 a year, 89% of what it takes.

In Ohio

Perry County ranks #46 of 88 for the income a home takes, from least to most.

Easiest to afford in Ohio

CountyTypical homeIncome needed
Meigs County$115,811$38,833
Jefferson County$127,407$43,049
Belmont County$133,163$45,355
Harrison County$145,138$48,946
Jackson County$147,176$49,570

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.