Income needed to buy a home

Weber County, UT

$148,789

a year in household income to buy the typical Weber County home with 10% down.

The monthly math

Typical home value$458,331
Down payment (10%)$45,833
Loan$412,498
Principal and interest (7.40%)$2,856/mo
Property tax (0.56% a year)$215/mo
Homeowners insurance (estimate)$229/mo
Mortgage insurance$172/mo
Total monthly cost$3,472/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Far off

The typical household here earns $90,005 a year, 60% of what it takes.

In Utah

Weber County ranks #17 of 28 for the income a home takes, from least to most.

Easiest to afford in Utah

CountyTypical homeIncome needed
Garfield County$270,293$84,888
Carbon County$281,335$91,913
Emery County$298,652$97,581
Beaver County$323,353$102,696
Sevier County$338,220$108,927

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.