Income needed to buy a home
Sevier County, UT
$108,927
a year in household income to buy the typical Sevier County home with 10% down.
The monthly math
Typical home value$338,220
Down payment (10%)$33,822
Loan$304,398
Principal and interest (7.40%)$2,108/mo
Property tax (0.49% a year)$138/mo
Homeowners insurance (estimate)$169/mo
Mortgage insurance$127/mo
Total monthly cost$2,542/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Far off
The typical household here earns $74,884 a year, 69% of what it takes.
In Utah
Sevier County ranks #5 of 28 for the income a home takes, from least to most.
Easiest to afford in Utah
| County | Typical home | Income needed |
|---|---|---|
| Garfield County | $270,293 | $84,888 |
| Carbon County | $281,335 | $91,913 |
| Emery County | $298,652 | $97,581 |
| Beaver County | $323,353 | $102,696 |
| Millard County | $342,589 | $110,506 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.