Income needed to buy a home

Juab County, UT

$144,281

a year in household income to buy the typical Juab County home with 10% down.

The monthly math

Typical home value$453,780
Down payment (10%)$45,378
Loan$408,402
Principal and interest (7.40%)$2,828/mo
Property tax (0.38% a year)$142/mo
Homeowners insurance (estimate)$227/mo
Mortgage insurance$170/mo
Total monthly cost$3,367/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $101,786 a year, 71% of what it takes.

In Utah

Juab County ranks #15 of 28 for the income a home takes, from least to most.

Easiest to afford in Utah

CountyTypical homeIncome needed
Garfield County$270,293$84,888
Carbon County$281,335$91,913
Emery County$298,652$97,581
Beaver County$323,353$102,696
Sevier County$338,220$108,927

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.