Income needed to buy a home
Clark County, NV
$136,988
a year in household income to buy the typical Clark County home with 10% down.
The monthly math
Typical home value$423,985
Down payment (10%)$42,399
Loan$381,587
Principal and interest (7.40%)$2,642/mo
Property tax (0.52% a year)$183/mo
Homeowners insurance (estimate)$212/mo
Mortgage insurance$159/mo
Total monthly cost$3,196/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Far off
The typical household here earns $76,472 a year, 56% of what it takes.
In Nevada
Clark County ranks #12 of 16 for the income a home takes, from least to most.
Easiest to afford in Nevada
| County | Typical home | Income needed |
|---|---|---|
| Mineral County | $126,621 | $41,851 |
| Eureka County | $157,626 | $49,938 |
| White Pine County | $188,735 | $61,168 |
| Lincoln County | $233,296 | $75,544 |
| Pershing County | $232,595 | $76,513 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.