Income needed to buy a home
White Pine County, NV
$61,168
a year in household income to buy the typical White Pine County home with 10% down.
The monthly math
Typical home value$188,735
Down payment (10%)$18,874
Loan$169,862
Principal and interest (7.40%)$1,176/mo
Property tax (0.55% a year)$86/mo
Homeowners insurance (estimate)$94/mo
Mortgage insurance$71/mo
Total monthly cost$1,427/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Within reach
The typical household here earns $72,865 a year, 19% more than it takes.
In Nevada
White Pine County ranks #3 of 16 for the income a home takes, from least to most.
Easiest to afford in Nevada
| County | Typical home | Income needed |
|---|---|---|
| Mineral County | $126,621 | $41,851 |
| Eureka County | $157,626 | $49,938 |
| Lincoln County | $233,296 | $75,544 |
| Pershing County | $232,595 | $76,513 |
| Lander County | $261,440 | $86,459 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.