Income needed to buy a home
Mineral County, NV
$41,851
a year in household income to buy the typical Mineral County home with 10% down.
The monthly math
Typical home value$126,621
Down payment (10%)$12,662
Loan$113,959
Principal and interest (7.40%)$789/mo
Property tax (0.73% a year)$77/mo
Homeowners insurance (estimate)$63/mo
Mortgage insurance$47/mo
Total monthly cost$977/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Within reach
The typical household here earns $54,855 a year, 31% more than it takes.
In Nevada
Mineral County ranks #1 of 16 for the income a home takes, from least to most.
Easiest to afford in Nevada
| County | Typical home | Income needed |
|---|---|---|
| Eureka County | $157,626 | $49,938 |
| White Pine County | $188,735 | $61,168 |
| Lincoln County | $233,296 | $75,544 |
| Pershing County | $232,595 | $76,513 |
| Lander County | $261,440 | $86,459 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.