Income needed to buy a home
Platte County, WY
$89,224
a year in household income to buy the typical Platte County home with 10% down.
The monthly math
Typical home value$278,336
Down payment (10%)$27,834
Loan$250,502
Principal and interest (7.40%)$1,734/mo
Property tax (0.45% a year)$104/mo
Homeowners insurance (estimate)$139/mo
Mortgage insurance$104/mo
Total monthly cost$2,082/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
A stretch
The typical household here earns $67,718 a year, 76% of what it takes.
In Wyoming
Platte County ranks #6 of 23 for the income a home takes, from least to most.
Easiest to afford in Wyoming
| County | Typical home | Income needed |
|---|---|---|
| Niobrara County | $190,909 | $59,909 |
| Carbon County | $217,439 | $70,463 |
| Hot Springs County | $248,958 | $81,309 |
| Goshen County | $251,970 | $82,032 |
| Weston County | $251,257 | $82,167 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.