Income needed to buy a home

Goshen County, WY

$82,032

a year in household income to buy the typical Goshen County home with 10% down.

The monthly math

Typical home value$251,970
Down payment (10%)$25,197
Loan$226,773
Principal and interest (7.40%)$1,570/mo
Property tax (0.59% a year)$123/mo
Homeowners insurance (estimate)$126/mo
Mortgage insurance$94/mo
Total monthly cost$1,914/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $58,929 a year, 72% of what it takes.

In Wyoming

Goshen County ranks #4 of 23 for the income a home takes, from least to most.

Easiest to afford in Wyoming

CountyTypical homeIncome needed
Niobrara County$190,909$59,909
Carbon County$217,439$70,463
Hot Springs County$248,958$81,309
Weston County$251,257$82,167
Platte County$278,336$89,224

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.