Income needed to buy a home

Fremont County, WY

$107,107

a year in household income to buy the typical Fremont County home with 10% down.

The monthly math

Typical home value$331,063
Down payment (10%)$33,106
Loan$297,957
Principal and interest (7.40%)$2,063/mo
Property tax (0.53% a year)$146/mo
Homeowners insurance (estimate)$166/mo
Mortgage insurance$124/mo
Total monthly cost$2,499/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Far off

The typical household here earns $64,904 a year, 61% of what it takes.

In Wyoming

Fremont County ranks #12 of 23 for the income a home takes, from least to most.

Easiest to afford in Wyoming

CountyTypical homeIncome needed
Niobrara County$190,909$59,909
Carbon County$217,439$70,463
Hot Springs County$248,958$81,309
Goshen County$251,970$82,032
Weston County$251,257$82,167

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.