Income needed to buy a home

Campbell County, WY

$109,680

a year in household income to buy the typical Campbell County home with 10% down.

The monthly math

Typical home value$339,690
Down payment (10%)$33,969
Loan$305,721
Principal and interest (7.40%)$2,117/mo
Property tax (0.51% a year)$145/mo
Homeowners insurance (estimate)$170/mo
Mortgage insurance$127/mo
Total monthly cost$2,559/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $89,869 a year, 82% of what it takes.

In Wyoming

Campbell County ranks #14 of 23 for the income a home takes, from least to most.

Easiest to afford in Wyoming

CountyTypical homeIncome needed
Niobrara County$190,909$59,909
Carbon County$217,439$70,463
Hot Springs County$248,958$81,309
Goshen County$251,970$82,032
Weston County$251,257$82,167

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.