Income needed to buy a home

Pleasants County, WV

$55,024

a year in household income to buy the typical Pleasants County home with 10% down.

The monthly math

Typical home value$168,439
Down payment (10%)$16,844
Loan$151,595
Principal and interest (7.40%)$1,050/mo
Property tax (0.62% a year)$87/mo
Homeowners insurance (estimate)$84/mo
Mortgage insurance$63/mo
Total monthly cost$1,284/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Within reach

The typical household here earns $60,932 a year, 11% more than it takes.

In West Virginia

Pleasants County ranks #37 of 55 for the income a home takes, from least to most.

Easiest to afford in West Virginia

CountyTypical homeIncome needed
McDowell County$42,866$13,660
Wyoming County$67,542$21,475
Mingo County$77,706$24,785
Webster County$85,392$26,943
Boone County$95,486$30,834

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.