Income needed to buy a home

Wyoming County, WV

$21,475

a year in household income to buy the typical Wyoming County home with 10% down.

The monthly math

Typical home value$67,542
Down payment (10%)$6,754
Loan$60,788
Principal and interest (7.40%)$421/mo
Property tax (0.38% a year)$21/mo
Homeowners insurance (estimate)$34/mo
Mortgage insurance$25/mo
Total monthly cost$501/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Room to spare

The typical household here earns $48,440 a year, 126% more than it takes.

In West Virginia

Wyoming County ranks #2 of 55 for the income a home takes, from least to most.

Easiest to afford in West Virginia

CountyTypical homeIncome needed
McDowell County$42,866$13,660
Mingo County$77,706$24,785
Webster County$85,392$26,943
Boone County$95,486$30,834
Lincoln County$103,827$33,138

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.