Income needed to buy a home

Anson County, NC

$48,094

a year in household income to buy the typical Anson County home with 10% down.

The monthly math

Typical home value$146,172
Down payment (10%)$14,617
Loan$131,555
Principal and interest (7.40%)$911/mo
Property tax (0.69% a year)$83/mo
Homeowners insurance (estimate)$73/mo
Mortgage insurance$55/mo
Total monthly cost$1,122/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $47,302 a year, 98% of what it takes.

In North Carolina

Anson County ranks #11 of 100 for the income a home takes, from least to most.

Easiest to afford in North Carolina

CountyTypical homeIncome needed
Bertie County$65,550$21,406
Northampton County$108,391$36,039
Washington County$111,892$37,810
Hertford County$119,111$39,952
Halifax County$119,661$40,269

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.