Income needed to buy a home
Bertie County, NC
$21,406
a year in household income to buy the typical Bertie County home with 10% down.
The monthly math
Typical home value$65,550
Down payment (10%)$6,555
Loan$58,995
Principal and interest (7.40%)$408/mo
Property tax (0.62% a year)$34/mo
Homeowners insurance (estimate)$33/mo
Mortgage insurance$25/mo
Total monthly cost$499/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Room to spare
The typical household here earns $48,750 a year, 128% more than it takes.
In North Carolina
Bertie County ranks #1 of 100 for the income a home takes, from least to most.
Easiest to afford in North Carolina
| County | Typical home | Income needed |
|---|---|---|
| Northampton County | $108,391 | $36,039 |
| Washington County | $111,892 | $37,810 |
| Hertford County | $119,111 | $39,952 |
| Halifax County | $119,661 | $40,269 |
| Jones County | $129,671 | $42,693 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.