Income needed to buy a home

Taney County, MO

$79,763

a year in household income to buy the typical Taney County home with 10% down.

The monthly math

Typical home value$246,435
Down payment (10%)$24,644
Loan$221,792
Principal and interest (7.40%)$1,536/mo
Property tax (0.54% a year)$110/mo
Homeowners insurance (estimate)$123/mo
Mortgage insurance$92/mo
Total monthly cost$1,861/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $56,497 a year, 71% of what it takes.

In Missouri

Taney County ranks #78 of 113 for the income a home takes, from least to most.

Easiest to afford in Missouri

CountyTypical homeIncome needed
Pemiscot County$87,653$29,153
Dunklin County$95,790$31,620
New Madrid County$102,484$33,654
Sullivan County$106,842$34,688
Mississippi County$104,899$34,844

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.