Income needed to buy a home
Pemiscot County, MO
$29,153
a year in household income to buy the typical Pemiscot County home with 10% down.
The monthly math
Typical home value$87,653
Down payment (10%)$8,765
Loan$78,888
Principal and interest (7.40%)$546/mo
Property tax (0.79% a year)$57/mo
Homeowners insurance (estimate)$44/mo
Mortgage insurance$33/mo
Total monthly cost$680/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Within reach
The typical household here earns $40,089 a year, 38% more than it takes.
In Missouri
Pemiscot County ranks #1 of 113 for the income a home takes, from least to most.
Easiest to afford in Missouri
| County | Typical home | Income needed |
|---|---|---|
| Dunklin County | $95,790 | $31,620 |
| New Madrid County | $102,484 | $33,654 |
| Sullivan County | $106,842 | $34,688 |
| Mississippi County | $104,899 | $34,844 |
| Grundy County | $121,868 | $40,481 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.