Income needed to buy a home

Crawford County, IN

$55,780

a year in household income to buy the typical Crawford County home with 10% down.

The monthly math

Typical home value$170,606
Down payment (10%)$17,061
Loan$153,545
Principal and interest (7.40%)$1,063/mo
Property tax (0.63% a year)$89/mo
Homeowners insurance (estimate)$85/mo
Mortgage insurance$64/mo
Total monthly cost$1,302/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $49,640 a year, 89% of what it takes.

In Indiana

Crawford County ranks #11 of 92 for the income a home takes, from least to most.

Easiest to afford in Indiana

CountyTypical homeIncome needed
Vermillion County$135,992$45,274
Blackford County$147,173$48,771
Grant County$157,183$51,616
Fayette County$162,244$53,017
Miami County$164,880$53,066

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.