Income needed to buy a home
Every county in Indiana
In the middle county, Owen County, the typical home takes $77,170 a year. Locals can afford the typical home in 18 of 92 counties.
| County | Typical home | Monthly cost | Income needed | Local median income | For locals |
|---|---|---|---|---|---|
| Vermillion County | $135,992 | $1,056 | $45,274 | $60,200 | Within reach |
| Blackford County | $147,173 | $1,138 | $48,771 | $51,326 | Right at the edge |
| Grant County | $157,183 | $1,204 | $51,616 | $53,522 | Right at the edge |
| Fayette County | $162,244 | $1,237 | $53,017 | $59,321 | Within reach |
| Miami County | $164,880 | $1,238 | $53,066 | $61,139 | Within reach |
| Sullivan County | $163,076 | $1,244 | $53,295 | $56,204 | Right at the edge |
| Knox County | $161,805 | $1,249 | $53,550 | $61,237 | Within reach |
| Jay County | $164,356 | $1,251 | $53,602 | $54,969 | Right at the edge |
| Randolph County | $164,940 | $1,276 | $54,682 | $60,791 | Within reach |
| Vigo County | $164,239 | $1,279 | $54,801 | $52,976 | Right at the edge |
| Crawford County | $170,606 | $1,302 | $55,780 | $49,640 | A stretch |
| Delaware County | $173,010 | $1,347 | $57,709 | $58,127 | Right at the edge |
| Cass County | $176,164 | $1,353 | $58,000 | $56,403 | Right at the edge |
| Wayne County | $178,379 | $1,382 | $59,233 | $55,692 | Right at the edge |
| Clay County | $187,253 | $1,405 | $60,220 | $70,010 | Within reach |
| Pike County | $187,012 | $1,449 | $62,086 | $71,334 | Within reach |
| Orange County | $188,950 | $1,458 | $62,486 | $65,873 | Right at the edge |
| Perry County | $191,364 | $1,461 | $62,594 | $61,151 | Right at the edge |
| Wabash County | $194,801 | $1,467 | $62,877 | $66,806 | Right at the edge |
| Pulaski County | $194,263 | $1,471 | $63,043 | $62,792 | Right at the edge |
| Madison County | $191,188 | $1,475 | $63,220 | $63,037 | Right at the edge |
| Henry County | $194,492 | $1,491 | $63,882 | $63,150 | Right at the edge |
| Howard County | $194,994 | $1,495 | $64,053 | $64,027 | Right at the edge |
| Fountain County | $197,144 | $1,501 | $64,316 | $62,542 | Right at the edge |
| Greene County | $200,277 | $1,527 | $65,438 | $62,094 | Right at the edge |
| Union County | $203,235 | $1,565 | $67,051 | $76,424 | Within reach |
| Scott County | $205,147 | $1,570 | $67,279 | $56,352 | A stretch |
| Benton County | $203,988 | $1,570 | $67,307 | $65,875 | Right at the edge |
| Vanderburgh County | $203,257 | $1,581 | $67,748 | $61,648 | Right at the edge |
| Martin County | $209,085 | $1,582 | $67,816 | $68,594 | Right at the edge |
| Gibson County | $211,316 | $1,607 | $68,887 | $67,573 | Right at the edge |
| Lawrence County | $209,828 | $1,612 | $69,069 | $66,468 | Right at the edge |
| Fulton County | $214,122 | $1,626 | $69,687 | $61,360 | A stretch |
| Huntington County | $214,394 | $1,645 | $70,518 | $66,301 | Right at the edge |
| Washington County | $221,652 | $1,685 | $72,201 | $64,641 | A stretch |
| Rush County | $223,293 | $1,699 | $72,807 | $66,473 | Right at the edge |
| Parke County | $228,587 | $1,711 | $73,350 | $68,485 | Right at the edge |
| Jennings County | $227,801 | $1,735 | $74,342 | $69,322 | Right at the edge |
| Starke County | $227,015 | $1,735 | $74,377 | $63,960 | A stretch |
| Jackson County | $230,201 | $1,737 | $74,435 | $70,262 | Right at the edge |
| Montgomery County | $229,248 | $1,751 | $75,027 | $71,479 | Right at the edge |
| Clinton County | $229,742 | $1,754 | $75,189 | $65,019 | A stretch |
| White County | $232,721 | $1,763 | $75,549 | $67,303 | A stretch |
| Newton County | $227,903 | $1,770 | $75,849 | $75,481 | Right at the edge |
| Warren County | $234,310 | $1,773 | $75,981 | $82,425 | Right at the edge |
| Posey County | $237,698 | $1,792 | $76,791 | $78,129 | Right at the edge |
| Owen County | $235,694 | $1,801 | $77,170 | $62,464 | A stretch |
| Spencer County | $236,744 | $1,801 | $77,176 | $74,506 | Right at the edge |
| Marion County | $230,366 | $1,807 | $77,442 | $66,346 | A stretch |
| St. Joseph County | $233,801 | $1,828 | $78,329 | $66,868 | A stretch |
| Carroll County | $242,959 | $1,841 | $78,907 | $65,645 | A stretch |
| Jefferson County | $242,975 | $1,856 | $79,554 | $64,577 | A stretch |
| Daviess County | $242,625 | $1,863 | $79,838 | $68,503 | A stretch |
| Shelby County | $247,692 | $1,898 | $81,346 | $72,190 | A stretch |
| Wells County | $253,985 | $1,908 | $81,762 | $71,957 | A stretch |
| Tipton County | $250,518 | $1,911 | $81,908 | $76,156 | Right at the edge |
| Adams County | $254,328 | $1,956 | $83,817 | $65,289 | A stretch |
| Switzerland County | $262,069 | $1,962 | $84,075 | $65,343 | A stretch |
| DeKalb County | $258,290 | $1,967 | $84,292 | $74,331 | A stretch |
| Noble County | $259,331 | $1,985 | $85,058 | $71,723 | A stretch |
| Decatur County | $261,929 | $1,985 | $85,059 | $69,783 | A stretch |
| Lake County | $253,329 | $1,997 | $85,586 | $71,493 | A stretch |
| Allen County | $257,748 | $1,997 | $85,588 | $70,737 | A stretch |
| Dubois County | $264,388 | $2,035 | $87,207 | $75,979 | A stretch |
| LaPorte County | $263,156 | $2,043 | $87,544 | $71,055 | A stretch |
| Harrison County | $270,023 | $2,044 | $87,600 | $74,475 | A stretch |
| Clark County | $267,634 | $2,061 | $88,326 | $74,214 | A stretch |
| Putnam County | $276,005 | $2,064 | $88,476 | $78,378 | A stretch |
| Marshall County | $269,685 | $2,068 | $88,618 | $71,808 | A stretch |
| Elkhart County | $268,393 | $2,090 | $89,592 | $68,561 | A stretch |
| Bartholomew County | $276,336 | $2,128 | $91,188 | $79,901 | A stretch |
| Ripley County | $283,397 | $2,152 | $92,212 | $70,573 | A stretch |
| Ohio County | $280,692 | $2,153 | $92,264 | $70,392 | A stretch |
| Floyd County | $287,898 | $2,203 | $94,417 | $79,704 | A stretch |
| Whitley County | $286,535 | $2,209 | $94,666 | $78,083 | A stretch |
| Warrick County | $293,056 | $2,249 | $96,381 | $89,844 | Right at the edge |
| Kosciusko County | $294,761 | $2,249 | $96,384 | $75,317 | A stretch |
| Franklin County | $300,760 | $2,276 | $97,561 | $78,074 | A stretch |
| Morgan County | $302,716 | $2,280 | $97,709 | $79,429 | A stretch |
| Jasper County | $304,343 | $2,289 | $98,082 | $77,314 | A stretch |
| Tippecanoe County | $301,170 | $2,309 | $98,963 | $60,636 | Far off |
| Monroe County | $313,483 | $2,420 | $103,715 | $65,868 | Far off |
| Johnson County | $314,850 | $2,429 | $104,088 | $90,454 | A stretch |
| Steuben County | $324,294 | $2,449 | $104,975 | $74,911 | A stretch |
| Dearborn County | $329,645 | $2,541 | $108,909 | $84,735 | A stretch |
| Hancock County | $331,055 | $2,541 | $108,914 | $93,186 | A stretch |
| Porter County | $332,910 | $2,591 | $111,022 | $87,972 | A stretch |
| LaGrange County | $347,415 | $2,612 | $111,938 | $84,487 | A stretch |
| Hendricks County | $343,969 | $2,678 | $114,759 | $101,144 | A stretch |
| Brown County | $362,218 | $2,709 | $116,113 | $78,528 | Far off |
| Boone County | $420,497 | $3,278 | $140,487 | $111,250 | A stretch |
| Hamilton County | $465,109 | $3,643 | $156,139 | $121,530 | A stretch |
10% down, 7.40% 30-year fixed, housing at 28% of gross income. How it works.