Income needed to buy a home

Crowley County, CO

$48,599

a year in household income to buy the typical Crowley County home with 10% down.

The monthly math

Typical home value$153,730
Down payment (10%)$15,373
Loan$138,357
Principal and interest (7.40%)$958/mo
Property tax (0.32% a year)$42/mo
Homeowners insurance (estimate)$77/mo
Mortgage insurance$58/mo
Total monthly cost$1,134/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $48,826 a year, 0% more than it takes.

In Colorado

Crowley County ranks #2 of 62 for the income a home takes, from least to most.

Easiest to afford in Colorado

CountyTypical homeIncome needed
Bent County$120,610$38,512
Otero County$161,545$51,312
Prowers County$169,373$53,659
Kiowa County$167,048$54,629
Sedgwick County$173,054$55,907

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.