Income needed to buy a home

Outagamie County, WI

$120,810

a year in household income to buy the typical Outagamie County home with 10% down.

The monthly math

Typical home value$342,907
Down payment (10%)$34,291
Loan$308,616
Principal and interest (7.40%)$2,137/mo
Property tax (1.34% a year)$382/mo
Homeowners insurance (estimate)$171/mo
Mortgage insurance$129/mo
Total monthly cost$2,819/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $85,069 a year, 70% of what it takes.

In Wisconsin

Outagamie County ranks #59 of 72 for the income a home takes, from least to most.

Easiest to afford in Wisconsin

CountyTypical homeIncome needed
Ashland County$187,072$65,647
Florence County$199,811$69,775
Iron County$216,800$73,617
Marinette County$218,557$75,213
Rusk County$220,846$75,369

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.