Income needed to buy a home

Marathon County, WI

$98,891

a year in household income to buy the typical Marathon County home with 10% down.

The monthly math

Typical home value$280,181
Down payment (10%)$28,018
Loan$252,163
Principal and interest (7.40%)$1,746/mo
Property tax (1.35% a year)$316/mo
Homeowners insurance (estimate)$140/mo
Mortgage insurance$105/mo
Total monthly cost$2,307/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $77,884 a year, 79% of what it takes.

In Wisconsin

Marathon County ranks #28 of 72 for the income a home takes, from least to most.

Easiest to afford in Wisconsin

CountyTypical homeIncome needed
Ashland County$187,072$65,647
Florence County$199,811$69,775
Iron County$216,800$73,617
Marinette County$218,557$75,213
Rusk County$220,846$75,369

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.