Income needed to buy a home

Kenosha County, WI

$119,948

a year in household income to buy the typical Kenosha County home with 10% down.

The monthly math

Typical home value$337,519
Down payment (10%)$33,752
Loan$303,767
Principal and interest (7.40%)$2,103/mo
Property tax (1.42% a year)$400/mo
Homeowners insurance (estimate)$169/mo
Mortgage insurance$127/mo
Total monthly cost$2,799/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Far off

The typical household here earns $81,239 a year, 68% of what it takes.

In Wisconsin

Kenosha County ranks #55 of 72 for the income a home takes, from least to most.

Easiest to afford in Wisconsin

CountyTypical homeIncome needed
Ashland County$187,072$65,647
Florence County$199,811$69,775
Iron County$216,800$73,617
Marinette County$218,557$75,213
Rusk County$220,846$75,369

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.