Income needed to buy a home

Klickitat County, WA

$154,030

a year in household income to buy the typical Klickitat County home with 10% down.

The monthly math

Typical home value$471,262
Down payment (10%)$47,126
Loan$424,136
Principal and interest (7.40%)$2,937/mo
Property tax (0.62% a year)$245/mo
Homeowners insurance (estimate)$236/mo
Mortgage insurance$177/mo
Total monthly cost$3,594/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Out of reach

The typical household here earns $71,042 a year, 46% of what it takes.

In Washington

Klickitat County ranks #23 of 39 for the income a home takes, from least to most.

Easiest to afford in Washington

CountyTypical homeIncome needed
Garfield County$248,270$84,099
Columbia County$272,028$90,009
Ferry County$284,503$92,399
Adams County$307,472$101,561
Okanogan County$313,136$102,538

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.