Income needed to buy a home

Bennington County, VT

$134,619

a year in household income to buy the typical Bennington County home with 10% down.

The monthly math

Typical home value$376,042
Down payment (10%)$37,604
Loan$338,438
Principal and interest (7.40%)$2,343/mo
Property tax (1.5% a year)$469/mo
Homeowners insurance (estimate)$188/mo
Mortgage insurance$141/mo
Total monthly cost$3,141/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Far off

The typical household here earns $73,325 a year, 54% of what it takes.

In Vermont

Bennington County ranks #7 of 14 for the income a home takes, from least to most.

Easiest to afford in Vermont

CountyTypical homeIncome needed
Essex County$245,241$87,408
Orleans County$304,080$108,119
Caledonia County$307,827$111,397
Rutland County$316,375$114,942
Orange County$335,087$120,400

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.