Income needed to buy a home
Jim Hogg County, TX
$29,007
a year in household income to buy the typical Jim Hogg County home with 10% down.
The monthly math
Typical home value$82,316
Down payment (10%)$8,232
Loan$74,084
Principal and interest (7.40%)$513/mo
Property tax (1.34% a year)$92/mo
Homeowners insurance (estimate)$41/mo
Mortgage insurance$31/mo
Total monthly cost$677/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Comfortable
The typical household here earns $42,211 a year, 46% more than it takes.
In Texas
Jim Hogg County ranks #6 of 243 for the income a home takes, from least to most.
Easiest to afford in Texas
| County | Typical home | Income needed |
|---|---|---|
| Cochran County | $61,203 | $20,843 |
| Hardeman County | $64,169 | $21,521 |
| Brooks County | $71,429 | $24,688 |
| Cottle County | $78,952 | $27,274 |
| Foard County | $80,527 | $28,391 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.