Income needed to buy a home
Every county in Tennessee
In the middle county, McMinn County, the typical home takes $82,301 a year. Locals can afford the typical home in 5 of 95 counties.
| County | Typical home | Monthly cost | Income needed | Local median income | For locals |
|---|---|---|---|---|---|
| Lake County | $114,150 | $880 | $37,705 | $28,814 | A stretch |
| Lauderdale County | $141,988 | $1,088 | $46,642 | $49,879 | Right at the edge |
| Hardeman County | $163,972 | $1,244 | $53,330 | $46,069 | A stretch |
| Chester County | $168,713 | $1,270 | $54,432 | $59,341 | Right at the edge |
| Obion County | $169,585 | $1,275 | $54,635 | $54,613 | Right at the edge |
| McNairy County | $174,551 | $1,296 | $55,537 | $53,473 | Right at the edge |
| Perry County | $175,443 | $1,320 | $56,560 | $55,972 | Right at the edge |
| Dyer County | $174,858 | $1,325 | $56,777 | $58,154 | Right at the edge |
| Hancock County | $177,985 | $1,327 | $56,883 | $34,960 | Far off |
| Haywood County | $178,109 | $1,354 | $58,049 | $50,472 | A stretch |
| Carroll County | $181,888 | $1,368 | $58,644 | $51,787 | A stretch |
| Wayne County | $184,793 | $1,374 | $58,868 | $52,294 | A stretch |
| Gibson County | $182,161 | $1,387 | $59,422 | $62,755 | Right at the edge |
| Decatur County | $187,300 | $1,394 | $59,760 | $45,375 | A stretch |
| Scott County | $191,095 | $1,423 | $60,978 | $44,711 | A stretch |
| Benton County | $190,847 | $1,424 | $61,014 | $51,746 | A stretch |
| Hickman County | $191,471 | $1,428 | $61,187 | $68,247 | Within reach |
| Weakley County | $193,491 | $1,445 | $61,950 | $51,880 | A stretch |
| Crockett County | $194,301 | $1,468 | $62,924 | $62,165 | Right at the edge |
| Grundy County | $208,532 | $1,557 | $66,713 | $47,593 | A stretch |
| Hardin County | $210,362 | $1,570 | $67,269 | $49,956 | A stretch |
| Henderson County | $213,834 | $1,585 | $67,943 | $55,136 | A stretch |
| Morgan County | $213,729 | $1,591 | $68,200 | $65,954 | Right at the edge |
| Clay County | $215,638 | $1,608 | $68,933 | $39,972 | Far off |
| Henry County | $222,833 | $1,655 | $70,914 | $50,613 | A stretch |
| Claiborne County | $227,937 | $1,702 | $72,954 | $49,379 | Far off |
| Jackson County | $232,023 | $1,722 | $73,797 | $47,951 | Far off |
| Madison County | $227,126 | $1,728 | $74,057 | $60,042 | A stretch |
| Shelby County | $219,232 | $1,736 | $74,380 | $63,767 | A stretch |
| Houston County | $233,408 | $1,760 | $75,422 | $59,576 | A stretch |
| Van Buren County | $239,182 | $1,787 | $76,604 | $54,931 | A stretch |
| Carter County | $240,044 | $1,803 | $77,274 | $50,135 | Far off |
| Campbell County | $244,962 | $1,814 | $77,738 | $51,557 | Far off |
| Fentress County | $249,713 | $1,831 | $78,479 | $51,149 | Far off |
| Unicoi County | $244,117 | $1,835 | $78,655 | $52,218 | Far off |
| Lewis County | $249,348 | $1,839 | $78,827 | $56,285 | A stretch |
| Johnson County | $249,364 | $1,843 | $78,974 | $53,129 | Far off |
| Cocke County | $245,818 | $1,847 | $79,151 | $48,016 | Far off |
| Lawrence County | $247,528 | $1,856 | $79,551 | $54,706 | Far off |
| Pickett County | $258,352 | $1,861 | $79,754 | $49,030 | Far off |
| Greene County | $251,809 | $1,877 | $80,450 | $56,194 | Far off |
| Bledsoe County | $251,662 | $1,880 | $80,583 | $54,720 | Far off |
| Humphreys County | $254,011 | $1,891 | $81,045 | $60,616 | A stretch |
| Hawkins County | $251,240 | $1,897 | $81,300 | $56,936 | A stretch |
| Stewart County | $254,650 | $1,900 | $81,449 | $63,114 | A stretch |
| Giles County | $256,045 | $1,916 | $82,115 | $62,307 | A stretch |
| Overton County | $259,021 | $1,917 | $82,172 | $48,959 | Far off |
| McMinn County | $260,366 | $1,920 | $82,301 | $61,470 | A stretch |
| Polk County | $257,377 | $1,926 | $82,523 | $62,522 | A stretch |
| Macon County | $264,390 | $1,935 | $82,921 | $59,177 | A stretch |
| Warren County | $259,721 | $1,940 | $83,127 | $55,487 | Far off |
| Marion County | $261,113 | $1,942 | $83,208 | $61,824 | A stretch |
| Lincoln County | $265,339 | $1,976 | $84,697 | $64,667 | A stretch |
| Sullivan County | $261,491 | $1,987 | $85,178 | $58,807 | Far off |
| Rhea County | $264,794 | $1,997 | $85,601 | $55,033 | Far off |
| Hamblen County | $273,005 | $2,024 | $86,725 | $55,454 | Far off |
| Tipton County | $272,956 | $2,067 | $88,601 | $74,127 | A stretch |
| Grainger County | $282,524 | $2,104 | $90,193 | $50,538 | Far off |
| White County | $282,596 | $2,111 | $90,488 | $52,188 | Far off |
| Sequatchie County | $286,476 | $2,134 | $91,444 | $58,750 | Far off |
| Monroe County | $290,772 | $2,161 | $92,629 | $56,895 | Far off |
| Union County | $297,647 | $2,182 | $93,511 | $62,727 | Far off |
| DeKalb County | $299,450 | $2,213 | $94,848 | $53,153 | Far off |
| Cumberland County | $308,039 | $2,264 | $97,018 | $60,375 | Far off |
| Roane County | $302,780 | $2,290 | $98,152 | $71,885 | A stretch |
| Smith County | $313,012 | $2,336 | $100,127 | $66,293 | Far off |
| Washington County | $308,541 | $2,337 | $100,140 | $62,809 | Far off |
| Coffee County | $309,115 | $2,337 | $100,161 | $61,505 | Far off |
| Putnam County | $314,866 | $2,364 | $101,294 | $58,912 | Far off |
| Bradley County | $318,321 | $2,378 | $101,916 | $66,552 | Far off |
| Anderson County | $314,707 | $2,390 | $102,411 | $66,183 | Far off |
| Meigs County | $305,996 | $2,392 | $102,527 | $61,375 | Far off |
| Franklin County | $319,612 | $2,399 | $102,798 | $63,494 | Far off |
| Cannon County | $324,977 | $2,422 | $103,792 | $59,443 | Far off |
| Marshall County | $325,540 | $2,431 | $104,169 | $71,049 | Far off |
| Montgomery County | $320,231 | $2,438 | $104,506 | $75,613 | A stretch |
| Bedford County | $331,053 | $2,501 | $107,187 | $67,225 | Far off |
| Jefferson County | $338,099 | $2,516 | $107,814 | $66,114 | Far off |
| Trousdale County | $360,898 | $2,678 | $114,775 | $72,747 | Far off |
| Hamilton County | $352,207 | $2,686 | $115,105 | $76,183 | Far off |
| Dickson County | $361,693 | $2,703 | $115,841 | $75,003 | Far off |
| Moore County | $364,221 | $2,715 | $116,378 | $66,469 | Far off |
| Fayette County | $371,812 | $2,746 | $117,688 | $88,456 | A stretch |
| Robertson County | $371,364 | $2,776 | $118,952 | $83,047 | Far off |
| Knox County | $377,971 | $2,824 | $121,041 | $74,222 | Far off |
| Blount County | $394,967 | $2,966 | $127,133 | $77,365 | Far off |
| Cheatham County | $397,740 | $2,986 | $127,954 | $89,852 | A stretch |
| Sevier County | $407,695 | $3,003 | $128,711 | $62,581 | Out of reach |
| Maury County | $402,875 | $3,008 | $128,916 | $76,130 | Far off |
| Rutherford County | $415,223 | $3,115 | $133,505 | $85,470 | Far off |
| Davidson County | $428,280 | $3,246 | $139,125 | $77,853 | Far off |
| Sumner County | $442,601 | $3,315 | $142,086 | $90,301 | Far off |
| Loudon County | $450,481 | $3,330 | $142,701 | $84,185 | Far off |
| Wilson County | $502,596 | $3,748 | $160,646 | $95,839 | Far off |
| Williamson County | $929,377 | $6,889 | $295,233 | $135,594 | Out of reach |
10% down, 7.40% 30-year fixed, housing at 28% of gross income. How it works.