Income needed to buy a home

Dillon County, SC

$43,069

a year in household income to buy the typical Dillon County home with 10% down.

The monthly math

Typical home value$134,534
Down payment (10%)$13,453
Loan$121,081
Principal and interest (7.40%)$838/mo
Property tax (0.44% a year)$49/mo
Homeowners insurance (estimate)$67/mo
Mortgage insurance$50/mo
Total monthly cost$1,005/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $46,605 a year, 8% more than it takes.

In South Carolina

Dillon County ranks #5 of 46 for the income a home takes, from least to most.

Easiest to afford in South Carolina

CountyTypical homeIncome needed
Allendale County$75,620$24,392
Marlboro County$123,762$39,934
Williamsburg County$126,513$41,346
Union County$133,802$42,796
Lee County$135,567$43,680

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.