Income needed to buy a home
Cameron County, PA
$30,148
a year in household income to buy the typical Cameron County home with 10% down.
The monthly math
Typical home value$85,806
Down payment (10%)$8,581
Loan$77,225
Principal and interest (7.40%)$535/mo
Property tax (1.31% a year)$94/mo
Homeowners insurance (estimate)$43/mo
Mortgage insurance$32/mo
Total monthly cost$703/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Comfortable
The typical household here earns $50,573 a year, 68% more than it takes.
In Pennsylvania
Cameron County ranks #1 of 67 for the income a home takes, from least to most.
Easiest to afford in Pennsylvania
| County | Typical home | Income needed |
|---|---|---|
| McKean County | $112,351 | $38,744 |
| Cambria County | $112,455 | $39,045 |
| Jefferson County | $122,710 | $41,085 |
| Forest County | $135,032 | $45,114 |
| Venango County | $131,175 | $45,648 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.