Income needed to buy a home
Canadian County, OK
$90,478
a year in household income to buy the typical Canadian County home with 10% down.
The monthly math
Typical home value$271,364
Down payment (10%)$27,136
Loan$244,228
Principal and interest (7.40%)$1,691/mo
Property tax (0.81% a year)$183/mo
Homeowners insurance (estimate)$136/mo
Mortgage insurance$102/mo
Total monthly cost$2,111/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Right at the edge
The typical household here earns $87,751 a year, 97% of what it takes.
In Oklahoma
Canadian County ranks #72 of 77 for the income a home takes, from least to most.
Easiest to afford in Oklahoma
| County | Typical home | Income needed |
|---|---|---|
| Tillman County | $57,791 | $18,955 |
| Harmon County | $60,375 | $19,889 |
| Kiowa County | $74,716 | $24,391 |
| Cimarron County | $76,566 | $24,727 |
| Harper County | $75,609 | $24,915 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.