Income needed to buy a home
Coos County, NH
$92,962
a year in household income to buy the typical Coos County home with 10% down.
The monthly math
Typical home value$255,951
Down payment (10%)$25,595
Loan$230,356
Principal and interest (7.40%)$1,595/mo
Property tax (1.64% a year)$350/mo
Homeowners insurance (estimate)$128/mo
Mortgage insurance$96/mo
Total monthly cost$2,169/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Far off
The typical household here earns $57,677 a year, 62% of what it takes.
In New Hampshire
Coos County ranks #1 of 10 for the income a home takes, from least to most.
Easiest to afford in New Hampshire
| County | Typical home | Income needed |
|---|---|---|
| Sullivan County | $389,393 | $143,181 |
| Cheshire County | $394,287 | $146,459 |
| Grafton County | $434,232 | $155,854 |
| Carroll County | $507,168 | $170,258 |
| Belknap County | $513,108 | $178,501 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.