Income needed to buy a home

Deuel County, NE

$62,377

a year in household income to buy the typical Deuel County home with 10% down.

The monthly math

Typical home value$177,123
Down payment (10%)$17,712
Loan$159,411
Principal and interest (7.40%)$1,104/mo
Property tax (1.33% a year)$197/mo
Homeowners insurance (estimate)$89/mo
Mortgage insurance$66/mo
Total monthly cost$1,455/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Within reach

The typical household here earns $70,096 a year, 12% more than it takes.

In Nebraska

Deuel County ranks #24 of 89 for the income a home takes, from least to most.

Easiest to afford in Nebraska

CountyTypical homeIncome needed
Nuckolls County$123,561$41,272
Richardson County$121,678$41,812
Furnas County$121,746$42,001
Rock County$141,726$45,882
Webster County$139,497$49,087

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.