Income needed to buy a home

Attala County, MS

$37,966

a year in household income to buy the typical Attala County home with 10% down.

The monthly math

Typical home value$117,223
Down payment (10%)$11,722
Loan$105,501
Principal and interest (7.40%)$730/mo
Property tax (0.54% a year)$53/mo
Homeowners insurance (estimate)$59/mo
Mortgage insurance$44/mo
Total monthly cost$886/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Within reach

The typical household here earns $51,639 a year, 36% more than it takes.

In Mississippi

Attala County ranks #15 of 80 for the income a home takes, from least to most.

Easiest to afford in Mississippi

CountyTypical homeIncome needed
Coahoma County$51,772$17,153
Washington County$55,372$18,684
Humphreys County$75,481$24,991
Leflore County$75,611$25,105
Holmes County$92,420$29,844

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.