Income needed to buy a home
Every county in Maryland
In the middle county, Harford County, the typical home takes $139,826 a year. Locals can afford the typical home in 1 of 24 counties.
| County | Typical home | Monthly cost | Income needed | Local median income | For locals |
|---|---|---|---|---|---|
| Allegany County | $158,340 | $1,250 | $53,568 | $59,603 | Within reach |
| Baltimore City | $183,320 | $1,513 | $64,828 | $62,177 | Right at the edge |
| Somerset County | $211,844 | $1,630 | $69,846 | $64,943 | Right at the edge |
| Dorchester County | $271,430 | $2,118 | $90,781 | $61,839 | Far off |
| Wicomico County | $274,639 | $2,127 | $91,148 | $76,210 | A stretch |
| Caroline County | $330,127 | $2,553 | $109,434 | $68,457 | Far off |
| Washington County | $328,816 | $2,559 | $109,668 | $77,747 | A stretch |
| Garrett County | $336,420 | $2,593 | $111,123 | $67,688 | Far off |
| Baltimore County | $360,630 | $2,853 | $122,263 | $91,768 | A stretch |
| Cecil County | $384,545 | $3,007 | $128,860 | $92,007 | A stretch |
| Kent County | $386,831 | $3,045 | $130,496 | $80,147 | Far off |
| Worcester County | $422,936 | $3,261 | $139,776 | $81,745 | Far off |
| Harford County | $418,251 | $3,263 | $139,826 | $112,265 | A stretch |
| St. Mary's County | $435,173 | $3,373 | $144,551 | $119,446 | A stretch |
| Prince George's County | $425,252 | $3,398 | $145,644 | $101,798 | Far off |
| Charles County | $446,976 | $3,540 | $151,696 | $122,816 | A stretch |
| Talbot County | $490,590 | $3,716 | $159,244 | $84,811 | Far off |
| Calvert County | $483,223 | $3,767 | $161,426 | $133,922 | A stretch |
| Carroll County | $490,967 | $3,843 | $164,697 | $118,211 | A stretch |
| Frederick County | $498,471 | $3,934 | $168,620 | $122,002 | A stretch |
| Anne Arundel County | $506,653 | $3,940 | $168,837 | $124,911 | A stretch |
| Queen Anne's County | $525,261 | $4,057 | $173,856 | $112,826 | Far off |
| Montgomery County | $611,206 | $4,775 | $204,660 | $132,450 | Far off |
| Howard County | $632,563 | $5,080 | $217,708 | $149,763 | Far off |
10% down, 7.40% 30-year fixed, housing at 28% of gross income. How it works.