Income needed to buy a home
Piscataquis County, ME
$77,357
a year in household income to buy the typical Piscataquis County home with 10% down.
The monthly math
Typical home value$232,810
Down payment (10%)$23,281
Loan$209,529
Principal and interest (7.40%)$1,451/mo
Property tax (0.78% a year)$151/mo
Homeowners insurance (estimate)$116/mo
Mortgage insurance$87/mo
Total monthly cost$1,805/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
A stretch
The typical household here earns $61,345 a year, 79% of what it takes.
In Maine
Piscataquis County ranks #3 of 16 for the income a home takes, from least to most.
Easiest to afford in Maine
| County | Typical home | Income needed |
|---|---|---|
| Aroostook County | $169,932 | $58,212 |
| Washington County | $200,966 | $67,888 |
| Somerset County | $233,245 | $79,284 |
| Penobscot County | $281,813 | $96,971 |
| Franklin County | $293,779 | $99,882 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.