Income needed to buy a home

Avoyelles Parish, LA

$41,041

a year in household income to buy the typical Avoyelles Parish home with 10% down.

The monthly math

Typical home value$131,336
Down payment (10%)$13,134
Loan$118,202
Principal and interest (7.40%)$818/mo
Property tax (0.22% a year)$24/mo
Homeowners insurance (estimate)$66/mo
Mortgage insurance$49/mo
Total monthly cost$958/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $39,325 a year, 96% of what it takes.

In Louisiana

Avoyelles Parish ranks #15 of 64 for the income a home takes, from least to most.

Easiest to afford in Louisiana

CountyTypical homeIncome needed
East Carroll Parish$67,274$21,260
Madison Parish$84,105$26,555
Claiborne Parish$96,921$30,411
Morehouse Parish$101,156$32,578
Bienville Parish$107,459$33,660

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.