Income needed to buy a home
Riley County, KS
$99,119
a year in household income to buy the typical Riley County home with 10% down.
The monthly math
Typical home value$279,245
Down payment (10%)$27,925
Loan$251,321
Principal and interest (7.40%)$1,740/mo
Property tax (1.41% a year)$328/mo
Homeowners insurance (estimate)$140/mo
Mortgage insurance$105/mo
Total monthly cost$2,313/mo
Income needed keeps housing at 28% of gross income, the lender rule of thumb.
What locals earn
Far off
The typical household here earns $61,098 a year, 62% of what it takes.
In Kansas
Riley County ranks #99 of 105 for the income a home takes, from least to most.
Easiest to afford in Kansas
| County | Typical home | Income needed |
|---|---|---|
| Edwards County | $86,805 | $30,102 |
| Chautauqua County | $91,437 | $31,114 |
| Clark County | $90,922 | $31,114 |
| Barber County | $94,133 | $33,258 |
| Rush County | $95,871 | $33,742 |
Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.