Income needed to buy a home

Marshall County, KS

$57,283

a year in household income to buy the typical Marshall County home with 10% down.

The monthly math

Typical home value$165,870
Down payment (10%)$16,587
Loan$149,283
Principal and interest (7.40%)$1,034/mo
Property tax (1.14% a year)$158/mo
Homeowners insurance (estimate)$83/mo
Mortgage insurance$62/mo
Total monthly cost$1,337/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Within reach

The typical household here earns $68,419 a year, 19% more than it takes.

In Kansas

Marshall County ranks #61 of 105 for the income a home takes, from least to most.

Easiest to afford in Kansas

CountyTypical homeIncome needed
Edwards County$86,805$30,102
Chautauqua County$91,437$31,114
Clark County$90,922$31,114
Barber County$94,133$33,258
Rush County$95,871$33,742

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.