Income needed to buy a home

Crawford County, KS

$48,421

a year in household income to buy the typical Crawford County home with 10% down.

The monthly math

Typical home value$141,469
Down payment (10%)$14,147
Loan$127,322
Principal and interest (7.40%)$882/mo
Property tax (1.06% a year)$124/mo
Homeowners insurance (estimate)$71/mo
Mortgage insurance$53/mo
Total monthly cost$1,130/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $52,844 a year, 9% more than it takes.

In Kansas

Crawford County ranks #39 of 105 for the income a home takes, from least to most.

Easiest to afford in Kansas

CountyTypical homeIncome needed
Edwards County$86,805$30,102
Chautauqua County$91,437$31,114
Clark County$90,922$31,114
Barber County$94,133$33,258
Rush County$95,871$33,742

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.