Income needed to buy a home

Brown County, KS

$55,627

a year in household income to buy the typical Brown County home with 10% down.

The monthly math

Typical home value$162,419
Down payment (10%)$16,242
Loan$146,177
Principal and interest (7.40%)$1,012/mo
Property tax (1.06% a year)$144/mo
Homeowners insurance (estimate)$81/mo
Mortgage insurance$61/mo
Total monthly cost$1,298/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Within reach

The typical household here earns $62,233 a year, 12% more than it takes.

In Kansas

Brown County ranks #56 of 105 for the income a home takes, from least to most.

Easiest to afford in Kansas

CountyTypical homeIncome needed
Edwards County$86,805$30,102
Chautauqua County$91,437$31,114
Clark County$90,922$31,114
Barber County$94,133$33,258
Rush County$95,871$33,742

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.