Income needed to buy a home
Every county in Illinois
In the middle county, Schuyler County, the typical home takes $57,882 a year. Locals can afford the typical home in 80 of 102 counties.
| County | Typical home | Monthly cost | Income needed | Local median income | For locals |
|---|---|---|---|---|---|
| Alexander County | $51,236 | $414 | $17,751 | $47,043 | Room to spare |
| Pulaski County | $74,037 | $590 | $25,267 | $42,463 | Comfortable |
| Scott County | $90,376 | $744 | $31,882 | $66,705 | Room to spare |
| Saline County | $88,425 | $750 | $32,129 | $53,117 | Comfortable |
| Gallatin County | $91,943 | $760 | $32,573 | $59,219 | Comfortable |
| Hardin County | $97,677 | $762 | $32,637 | $54,271 | Comfortable |
| Lawrence County | $101,078 | $794 | $34,030 | $55,324 | Comfortable |
| Franklin County | $101,701 | $822 | $35,242 | $56,740 | Comfortable |
| Greene County | $108,174 | $852 | $36,523 | $62,192 | Comfortable |
| Vermilion County | $101,769 | $860 | $36,868 | $56,877 | Comfortable |
| Cass County | $102,620 | $861 | $36,920 | $68,125 | Comfortable |
| McDonough County | $101,326 | $873 | $37,435 | $52,795 | Comfortable |
| Hamilton County | $109,617 | $890 | $38,149 | $65,746 | Comfortable |
| Clay County | $111,200 | $903 | $38,720 | $60,417 | Comfortable |
| Mason County | $105,810 | $911 | $39,035 | $62,845 | Comfortable |
| Fulton County | $107,012 | $913 | $39,116 | $60,599 | Comfortable |
| Edgar County | $111,395 | $915 | $39,218 | $59,941 | Comfortable |
| Perry County | $110,946 | $919 | $39,404 | $62,118 | Comfortable |
| White County | $115,804 | $921 | $39,455 | $54,813 | Within reach |
| Warren County | $116,471 | $952 | $40,780 | $67,385 | Comfortable |
| Hancock County | $114,235 | $955 | $40,928 | $65,865 | Comfortable |
| Massac County | $120,092 | $983 | $42,138 | $65,116 | Comfortable |
| Edwards County | $121,757 | $993 | $42,575 | $60,519 | Comfortable |
| Marion County | $120,587 | $1,012 | $43,354 | $61,240 | Comfortable |
| Pike County | $122,340 | $1,014 | $43,451 | $59,777 | Within reach |
| Knox County | $122,681 | $1,057 | $45,307 | $57,030 | Within reach |
| Wayne County | $127,652 | $1,058 | $45,347 | $55,521 | Within reach |
| Henderson County | $128,923 | $1,069 | $45,826 | $62,227 | Within reach |
| Crawford County | $130,839 | $1,078 | $46,189 | $71,674 | Comfortable |
| Wabash County | $132,178 | $1,082 | $46,384 | $57,086 | Within reach |
| Montgomery County | $132,310 | $1,086 | $46,524 | $63,620 | Within reach |
| Richland County | $135,392 | $1,093 | $46,844 | $62,455 | Within reach |
| Macon County | $126,823 | $1,111 | $47,621 | $62,666 | Within reach |
| Christian County | $137,849 | $1,151 | $49,319 | $62,611 | Within reach |
| Morgan County | $138,223 | $1,178 | $50,465 | $66,306 | Within reach |
| Jackson County | $136,367 | $1,178 | $50,484 | $48,763 | Right at the edge |
| Macoupin County | $143,866 | $1,189 | $50,953 | $70,805 | Within reach |
| Marshall County | $140,199 | $1,195 | $51,226 | $71,585 | Within reach |
| Jefferson County | $142,543 | $1,201 | $51,482 | $63,118 | Within reach |
| Stark County | $143,537 | $1,213 | $52,005 | $62,878 | Within reach |
| Union County | $153,147 | $1,234 | $52,905 | $55,728 | Right at the edge |
| Logan County | $146,216 | $1,249 | $53,534 | $66,358 | Within reach |
| Whiteside County | $146,246 | $1,251 | $53,629 | $67,500 | Within reach |
| Coles County | $147,166 | $1,257 | $53,887 | $56,478 | Right at the edge |
| Randolph County | $154,820 | $1,267 | $54,307 | $68,131 | Within reach |
| Clark County | $154,226 | $1,275 | $54,649 | $72,927 | Within reach |
| Iroquois County | $154,579 | $1,292 | $55,365 | $66,255 | Within reach |
| Fayette County | $158,661 | $1,296 | $55,524 | $60,944 | Right at the edge |
| Brown County | $160,408 | $1,319 | $56,508 | $67,917 | Within reach |
| Bureau County | $155,491 | $1,325 | $56,797 | $69,257 | Within reach |
| Williamson County | $157,901 | $1,329 | $56,967 | $65,604 | Within reach |
| Schuyler County | $160,756 | $1,351 | $57,882 | $65,948 | Within reach |
| Ford County | $158,336 | $1,367 | $58,594 | $62,439 | Right at the edge |
| Douglas County | $161,340 | $1,368 | $58,617 | $77,320 | Within reach |
| Pope County | $173,325 | $1,374 | $58,898 | $60,050 | Right at the edge |
| Cumberland County | $168,962 | $1,378 | $59,038 | $73,327 | Within reach |
| De Witt County | $162,515 | $1,379 | $59,096 | $71,678 | Within reach |
| Shelby County | $168,224 | $1,383 | $59,285 | $72,095 | Within reach |
| Rock Island County | $158,509 | $1,408 | $60,328 | $67,159 | Within reach |
| Carroll County | $167,848 | $1,438 | $61,616 | $60,758 | Right at the edge |
| Stephenson County | $162,553 | $1,439 | $61,658 | $64,043 | Right at the edge |
| Bond County | $169,153 | $1,453 | $62,271 | $65,959 | Right at the edge |
| Jasper County | $173,344 | $1,457 | $62,439 | $74,755 | Within reach |
| Washington County | $175,205 | $1,476 | $63,266 | $78,224 | Within reach |
| Mercer County | $172,189 | $1,477 | $63,321 | $74,182 | Within reach |
| Peoria County | $167,339 | $1,489 | $63,832 | $65,108 | Right at the edge |
| Henry County | $173,741 | $1,504 | $64,462 | $71,911 | Within reach |
| Livingston County | $176,217 | $1,528 | $65,469 | $73,790 | Within reach |
| St. Clair County | $179,207 | $1,547 | $66,292 | $73,854 | Within reach |
| Johnson County | $189,723 | $1,559 | $66,808 | $62,528 | Right at the edge |
| Adams County | $188,137 | $1,575 | $67,492 | $66,220 | Right at the edge |
| Moultrie County | $187,441 | $1,604 | $68,722 | $71,784 | Right at the edge |
| Putnam County | $193,159 | $1,607 | $68,880 | $75,590 | Right at the edge |
| Lee County | $189,202 | $1,623 | $69,550 | $70,292 | Right at the edge |
| Calhoun County | $204,150 | $1,635 | $70,050 | $93,203 | Within reach |
| Tazewell County | $191,980 | $1,682 | $72,073 | $77,982 | Right at the edge |
| LaSalle County | $196,881 | $1,712 | $73,350 | $73,045 | Right at the edge |
| Madison County | $199,448 | $1,714 | $73,466 | $75,793 | Right at the edge |
| Sangamon County | $199,085 | $1,729 | $74,079 | $75,357 | Right at the edge |
| Jersey County | $205,286 | $1,729 | $74,121 | $80,361 | Right at the edge |
| Menard County | $211,630 | $1,796 | $76,978 | $82,176 | Right at the edge |
| Effingham County | $222,008 | $1,831 | $78,477 | $80,404 | Right at the edge |
| Clinton County | $223,520 | $1,894 | $81,151 | $86,588 | Right at the edge |
| Winnebago County | $212,989 | $1,919 | $82,234 | $65,837 | A stretch |
| Piatt County | $230,912 | $1,960 | $83,992 | $94,811 | Within reach |
| Ogle County | $230,289 | $1,983 | $84,982 | $82,132 | Right at the edge |
| Kankakee County | $226,790 | $1,997 | $85,570 | $71,281 | A stretch |
| Woodford County | $238,268 | $2,070 | $88,735 | $91,483 | Right at the edge |
| Jo Daviess County | $250,663 | $2,092 | $89,654 | $73,993 | A stretch |
| Champaign County | $240,639 | $2,120 | $90,839 | $63,683 | A stretch |
| McLean County | $261,119 | $2,314 | $99,176 | $79,905 | A stretch |
| Boone County | $287,800 | $2,523 | $108,148 | $84,571 | A stretch |
| DeKalb County | $299,128 | $2,685 | $115,086 | $70,724 | Far off |
| Monroe County | $329,562 | $2,744 | $117,603 | $102,880 | A stretch |
| Grundy County | $323,639 | $2,802 | $120,101 | $92,235 | A stretch |
| Cook County | $341,570 | $2,921 | $125,182 | $83,498 | Far off |
| McHenry County | $369,420 | $3,320 | $142,276 | $104,802 | A stretch |
| Will County | $376,816 | $3,338 | $143,065 | $109,984 | A stretch |
| Kane County | $384,462 | $3,431 | $147,039 | $103,163 | A stretch |
| Kendall County | $396,573 | $3,573 | $153,144 | $111,601 | A stretch |
| Lake County | $399,526 | $3,590 | $153,870 | $110,416 | A stretch |
| DuPage County | $442,030 | $3,839 | $164,509 | $112,096 | Far off |
10% down, 7.40% 30-year fixed, housing at 28% of gross income. How it works.