Income needed to buy a home

Gordon County, GA

$90,788

a year in household income to buy the typical Gordon County home with 10% down.

The monthly math

Typical home value$276,621
Down payment (10%)$27,662
Loan$248,959
Principal and interest (7.40%)$1,724/mo
Property tax (0.66% a year)$153/mo
Homeowners insurance (estimate)$138/mo
Mortgage insurance$104/mo
Total monthly cost$2,118/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

A stretch

The typical household here earns $63,650 a year, 70% of what it takes.

In Georgia

Gordon County ranks #104 of 159 for the income a home takes, from least to most.

Easiest to afford in Georgia

CountyTypical homeIncome needed
Stewart County$79,638$26,914
Calhoun County$92,690$30,739
Twiggs County$105,851$33,554
Randolph County$99,709$33,765
Macon County$105,727$36,373

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.