Income needed to buy a home

Bleckley County, GA

$61,988

a year in household income to buy the typical Bleckley County home with 10% down.

The monthly math

Typical home value$182,901
Down payment (10%)$18,290
Loan$164,611
Principal and interest (7.40%)$1,140/mo
Property tax (0.96% a year)$147/mo
Homeowners insurance (estimate)$91/mo
Mortgage insurance$69/mo
Total monthly cost$1,446/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Right at the edge

The typical household here earns $62,008 a year, 0% more than it takes.

In Georgia

Bleckley County ranks #61 of 159 for the income a home takes, from least to most.

Easiest to afford in Georgia

CountyTypical homeIncome needed
Stewart County$79,638$26,914
Calhoun County$92,690$30,739
Twiggs County$105,851$33,554
Randolph County$99,709$33,765
Macon County$105,727$36,373

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.