Income needed to buy a home
Every county in Florida
In the middle county, Jefferson County, the typical home takes $102,444 a year. Locals can afford the typical home in 0 of 67 counties.
| County | Typical home | Monthly cost | Income needed | Local median income | For locals |
|---|---|---|---|---|---|
| Calhoun County | $176,870 | $1,344 | $57,601 | $50,517 | A stretch |
| Jackson County | $184,878 | $1,389 | $59,549 | $49,149 | A stretch |
| Holmes County | $188,335 | $1,408 | $60,346 | $49,343 | A stretch |
| Taylor County | $197,629 | $1,511 | $64,750 | $49,073 | A stretch |
| Gadsden County | $201,459 | $1,521 | $65,206 | $48,801 | A stretch |
| Liberty County | $209,249 | $1,593 | $68,273 | $58,671 | A stretch |
| Hamilton County | $212,350 | $1,595 | $68,337 | $50,144 | A stretch |
| Madison County | $210,250 | $1,606 | $68,847 | $48,485 | A stretch |
| Putnam County | $218,349 | $1,668 | $71,491 | $47,934 | Far off |
| Washington County | $223,859 | $1,677 | $71,888 | $58,210 | A stretch |
| Dixie County | $221,373 | $1,684 | $72,181 | $50,110 | Far off |
| Highlands County | $233,302 | $1,792 | $76,787 | $54,897 | A stretch |
| Hardee County | $244,900 | $1,876 | $80,386 | $60,489 | A stretch |
| Bradford County | $252,406 | $1,907 | $81,723 | $63,050 | A stretch |
| DeSoto County | $253,930 | $1,957 | $83,876 | $54,417 | Far off |
| Glades County | $261,366 | $1,997 | $85,595 | $45,870 | Far off |
| Union County | $265,709 | $2,005 | $85,935 | $64,146 | A stretch |
| Lafayette County | $265,104 | $2,016 | $86,412 | $62,757 | A stretch |
| Citrus County | $271,610 | $2,072 | $88,814 | $56,546 | Far off |
| Marion County | $269,197 | $2,075 | $88,938 | $61,010 | Far off |
| Columbia County | $271,358 | $2,093 | $89,700 | $59,205 | Far off |
| Suwannee County | $273,177 | $2,095 | $89,775 | $56,658 | Far off |
| Hendry County | $274,458 | $2,148 | $92,039 | $56,393 | Far off |
| Escambia County | $281,804 | $2,151 | $92,167 | $67,500 | A stretch |
| Wakulla County | $288,738 | $2,217 | $95,023 | $81,895 | A stretch |
| Levy County | $289,894 | $2,218 | $95,061 | $56,750 | Far off |
| Okeechobee County | $291,202 | $2,247 | $96,281 | $57,984 | Far off |
| Duval County | $294,579 | $2,279 | $97,660 | $71,277 | A stretch |
| Polk County | $295,824 | $2,282 | $97,798 | $65,978 | Far off |
| Leon County | $294,604 | $2,283 | $97,837 | $66,287 | Far off |
| Charlotte County | $297,268 | $2,321 | $99,465 | $69,952 | A stretch |
| Gilchrist County | $306,479 | $2,333 | $99,996 | $63,523 | Far off |
| Hernando County | $307,929 | $2,371 | $101,635 | $66,058 | Far off |
| Jefferson County | $312,612 | $2,390 | $102,444 | $61,212 | Far off |
| Alachua County | $304,012 | $2,411 | $103,350 | $61,949 | Far off |
| Baker County | $315,090 | $2,469 | $105,811 | $79,836 | A stretch |
| Volusia County | $324,688 | $2,518 | $107,921 | $70,044 | Far off |
| Pasco County | $329,346 | $2,566 | $109,986 | $70,492 | Far off |
| Lee County | $335,409 | $2,602 | $111,508 | $76,107 | Far off |
| Clay County | $336,192 | $2,606 | $111,684 | $87,820 | A stretch |
| Bay County | $344,049 | $2,615 | $112,083 | $73,533 | Far off |
| Brevard County | $341,942 | $2,624 | $112,471 | $78,476 | Far off |
| Santa Rosa County | $350,816 | $2,670 | $114,412 | $91,922 | A stretch |
| Okaloosa County | $353,011 | $2,683 | $115,002 | $81,998 | A stretch |
| Flagler County | $348,636 | $2,700 | $115,706 | $77,363 | Far off |
| Osceola County | $359,490 | $2,783 | $119,270 | $72,637 | Far off |
| Lake County | $361,482 | $2,801 | $120,060 | $73,161 | Far off |
| Indian River County | $364,167 | $2,803 | $120,145 | $73,491 | Far off |
| Pinellas County | $370,534 | $2,862 | $122,669 | $72,646 | Far off |
| St. Lucie County | $371,231 | $2,930 | $125,591 | $71,457 | Far off |
| Hillsborough County | $377,121 | $2,943 | $126,143 | $79,540 | Far off |
| Gulf County | $399,009 | $2,992 | $128,220 | $61,179 | Out of reach |
| Sumter County | $388,138 | $2,997 | $128,428 | $76,508 | Far off |
| Sarasota County | $396,714 | $3,057 | $130,996 | $83,416 | Far off |
| Seminole County | $400,852 | $3,081 | $132,048 | $85,761 | Far off |
| Orange County | $400,602 | $3,121 | $133,768 | $79,719 | Far off |
| Manatee County | $407,828 | $3,156 | $135,278 | $78,457 | Far off |
| Franklin County | $421,618 | $3,189 | $136,675 | $64,105 | Out of reach |
| Broward County | $423,492 | $3,348 | $143,484 | $77,633 | Far off |
| Martin County | $448,218 | $3,468 | $148,612 | $82,943 | Far off |
| Palm Beach County | $474,416 | $3,697 | $158,450 | $83,581 | Far off |
| Nassau County | $482,579 | $3,724 | $159,591 | $89,804 | Far off |
| St. Johns County | $488,938 | $3,780 | $162,008 | $109,839 | Far off |
| Miami-Dade County | $521,012 | $4,055 | $173,789 | $71,753 | Out of reach |
| Collier County | $550,723 | $4,184 | $179,313 | $90,045 | Far off |
| Walton County | $654,948 | $4,924 | $211,027 | $81,986 | Out of reach |
| Monroe County | $959,844 | $7,242 | $310,362 | $87,738 | Out of reach |
10% down, 7.40% 30-year fixed, housing at 28% of gross income. How it works.