Income needed to buy a home

Greenlee County, AZ

$53,224

a year in household income to buy the typical Greenlee County home with 10% down.

The monthly math

Typical home value$169,181
Down payment (10%)$16,918
Loan$152,263
Principal and interest (7.40%)$1,054/mo
Property tax (0.28% a year)$40/mo
Homeowners insurance (estimate)$85/mo
Mortgage insurance$63/mo
Total monthly cost$1,242/mo

Income needed keeps housing at 28% of gross income, the lender rule of thumb.

What locals earn

Within reach

The typical household here earns $71,164 a year, 34% more than it takes.

In Arizona

Greenlee County ranks #1 of 15 for the income a home takes, from least to most.

Easiest to afford in Arizona

CountyTypical homeIncome needed
La Paz County$266,156$85,538
Cochise County$263,540$85,987
Yuma County$279,021$91,018
Santa Cruz County$278,877$91,110
Graham County$307,244$98,699

Typical home value from the Zillow Home Value Index, August 2026. Rate is the Freddie Mac 30-year average for Oct 8, 2026. Property tax rate is total taxes paid divided by total home value in the county (U.S. Census, ACS 2020-2024). How it works.